Culling information from greater than 4.6 million vehicle insurance coverage purposes, researchers on the Insurify insurance coverage comparability market picked a winner — or extra to the purpose, a loser — in its dedication of the automobile mannequin with probably the most accidents up to now in 2023: the Audi S4.
Why does the sporty, luxury-class German sedan rank so excessive (or so low)? The group discovered that S4 drivers, piloting a automobile with virtually 350 horsepower, are amongst people who gather probably the most dashing tickets, and that they get into accidents at a charge 54 p.c greater than the nationwide common.
If the S4 isn’t a shock with an at-fault accident charge of 11.7 p.c, take into account the “household pleasant” model that seems thrice on the Insurity checklist: Subaru. It’s represented by three fashions, together with the turbocharged WRX and XV Crosstrek, and on the better-performing backside of the checklist, the Subaru Impreza, with an accident charge of 10.3 p.c.
In 2023, 7.6 p.c of U.S. drivers had been concerned in at the least one at-fault accident within the prior seven years. For drivers of vehicles on this checklist, the typical at-fault accident charge was 10.5 p.c, which means these drivers are 1.4 occasions as prone to have an at-fault accident on report.
In response to its assertion, the Insurity information science staff explored key security options, driver habits, and Insurance coverage Institute for Freeway Security (IIHS) evaluations to pinpoint doable causes behind these vehicles’ excessive accident charges.
Following is the checklist, counting right down to the fashions with most reported accidents:
10. Subaru Impreza (Share of drivers with a previous at-fault accident on report: 10.3 p.c; MSRP (base mannequin): $19,795)
9. Kia Niro (Share of drivers with a previous at-fault accident on report: 10.4 p.c;MSRP (base mannequin): $26,590)
8. Chevrolet Silverado LD (Share of drivers with a previous at-fault accident on report: 10.4%, MSRP (base mannequin): $34,500)
7. Subaru XV Crosstrek (Share of drivers with a previous at-fault accident on report: 10.5 p.c, MSRP
6. Subaru WRX.(Share of drivers with a previous at-fault accident on report: 10.7percentMSRP (base mannequin): $29,605)
5. Toyota GR86 (Share of drivers with a previous at-fault accident on report: 10.8 percentMSRP (base mannequin): $29,900)
4. Hyundai Veloster N (Share of drivers with a previous at-fault accident on report: 10.9 p.c; MSRP (base mannequin): $32,500)
3. Chevrolet Volt (Share of drivers with a previous at-fault accident on report: 11.0 p.c;MSRP (base mannequin): $33,520)
2. Scion iA (Share of drivers with a previous at-fault accident on report: 11..5 p.c;MSRP (base mannequin): $15,700
1. Audi S4 (Share of drivers with a previous at-fault accident on report: 11.7 p.c;MSRP (base mannequin): $51,900)